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Do I qualify for Zip Business Capital?

The minimum requirements are:
  • Your business is registered and operates in New Zealand
  • Trading for at least 18 months
  • Annual turnover of $200k+
  • NZ online business bank account

The Zip Business Capital Line of Credit features:

  • Approvals between $10,000 - $500,000*, with no obligation to use
  • Repayment terms of between 6 months and 5 years*
  • 3 months draw down access*
  • Initial Interest Only period upon request*
* Specific qualifying criteria applies

Create your account to get approved for free

It only takes a few minutes


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Spotcap is an innovative online lender for small and medium sized businesses. The company was founded in 2014 and is led by Founder and CEO Dr. Jens Woloszczak and MD Lachlan Heussler. Spotcap is headquartered in Berlin, with local offices in Madrid, Amsterdam, Sydney and London.

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ABN: 71 602 957 237.

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